Mukando
Save today, shop tomorrow.
A structured grocery savings programme. Contribute monthly, collect a grocery payout every six months.

Packages
Pick what fits your budget.
Three published packages. Payouts follow the terms that apply to the package you choose — ask us and we will go through them with you before you join.
Starter
Staples for a small household
- Mealie-meal, rice and sugar
- Cooking oil and salt
- Tea, soap and everyday essentials
Family
Most popularA full pantry for a family
- Everything in Starter, in family sizes
- Flour, beans and soya chunks
- Pasta, sauces and spices
- Washing powder and toiletries
Plus
A generous basket for a big household
- Everything in Family, extra large
- Premium brands
- Christmas treats: biscuits, juice and jam
- Bigger bags of rice, oil and sugar
Mukando is a savings programme, not an investment. It pays out in groceries according to the applicable package terms, and does not pay interest or a bonus.
How it works
Three steps, six months.
Mukando turns a habit into a full basket. The discipline is yours; the records, reporting and the payout are ours.
- Step 1
Choose your package
Pick the monthly amount that suits your budget. Packages start at $40 a month.
- Step 2
Contribute every month
Pay in regularly. Every contribution is recorded against your name and shows on your monthly report.
- Step 3
Collect after six months
After every six months you receive a grocery payout in line with your package terms.
Who saves with us
Save together, benefit together.
Whether you save as a household or as an organised group, Mukando gives you a structured way to work towards your grocery needs — with proper records, monthly reports and clear accountability, instead of an informal arrangement.
- Individuals and families
- Women’s groups and savings clubs
- Churches and school communities
- Workplaces and companies
- Diaspora groups saving for family at home

Your account
Every contribution, visible.
Mukando members get their own account. Check what you have paid in, what is due, and where you are against your next payout — without having to ask anyone.
Mukando

Open your Mukando account
Join a package, pay in, and follow every contribution and payout.
Open MukandoPrefer to talk first?
We will walk you through it.
Call the office and we will go through the packages, the terms and what your payout looks like before you commit to anything.
Start your Mukando journey.
Turn regular contributions into groceries that make a real difference to your family.